Whitley Mortgage Associates, Inc. NMLS# 107585

Online Application

Complete everything online for free.

Do you need a mortgage? Let Whitley Mortgage help you get the home of your dreams. Fill out our online application and we will get back to you with rates and answers to your questions.

Our Services

First Time Home Buyers Mortgage

At Whitley Mortgage, we want to help you purchase the property that you have always dreamed of – whether it’s your first home, second home, or investment property.

Low Down Payment Loans

Refinancing your existing mortgage can help reduce your interest rates, lower your monthly payments, and shorten your mortgage term.

Mortgages for Investment Properties

Cash-out refinancing allows you to use the equity in your home to consolidate debts, purchase other property, pay off school debt, remodel, and more.

Loans for Construction

Our experienced team of Mortgage Loan Officers offer clients construction loans for licensed contractors or for individuals interested in building their own home.

Home Mortgages Renovation Loans Home Buyers

If you need funds for renovating your existing home, or buying a home to renovate, the experts at Whitley Mortgage Associates can help you.

Lot Loans

Whether it be single family homes, duplexes, triplexes, or quadraplexes, we can guide you through the process of purchasing an investment property.

First Time Home Buyers

Our staff can help you navigate the lending process, finding low down-payment programs, advantageous closing cost scenarios, and special deals for first-time buyers.

Home Mortgages and Loans

If you’re looking to purchase a beach, mountain, or lake home as a getaway or a rental, we can help!

Special Programs for Disabled Borrowers

At Whitley Mortgage, we offer a variety of programs to assist borrowers with disabilities.

When looking to purchase a mobile or manufactured home, our team at Whitley Mortgage can assist you in financing your new home.

Loans subsidized by the government. The primary aim of government-backed home loans is to make home ownership affordable to lower income households and first-time buyers.

Our Promise

At Whitley Mortgage, we want to help you purchase the property that you have always dreamed of – whether it’s your first home, new construction or a vacation home.

We’re committed to excellence and customer service. Our associates treat each customer with the same courtesy and speed – regardless of the loan size.

More than 18,000 customers have acquired more 2 billion in mortgage loans through Whitley Mortgage in our first 34 years, and many have returned for assistance with multiple transactions.

Let us show you the professionalism and satisfaction these customers enjoy.

Whitley Mortgage wants to provide you the tools and resources to help you make the best decisions.

Use our mortgage calculator to experiment with loan amount (adjusting for different down-payment amounts), interest rate (to buy down your rate or not?), and loan term (15 year or 30 year, or any other term). Use this convenient loan calculator, anytime day or night.

  • First, add the loan amount
  • Next, add the loan term, in years
  • Then, add the interest rate

This will give you an estimate of your monthly mortgage payment. One of our knowledgeable originators can help you determine the best term and interest rate for your loan to meet your needs.

To speak with one of our experienced loan officers and find the loan that is right for you, please contact us.

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
Enter a value
Term in years
Number of years you have to pay.
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment


Principal & Interest: $