Whitley Mortgage Associates, Inc. NMLS# 107585

Charlotte

Charlotte

At Whitley Mortgage Associates, we have over 30 years of experience helping the people of Charlotte find their dream home. No matter your budget or region, our friendly and professional staff work with you to find the mortgage that fits your needs.

Ready to work with Whitley Mortgage?

Please feel free to call us anytime Monday through Friday at 704-283-9465.

Comprehensive Lending Services in Charlotte, NC

Our knowledgeable staff can help you navigate your mortgage options with confidence, including providing the following services to Charlotte borrowers:

  • Home Mortgages
  • Refinancing
  • Cash-Out Refinancing
  • Construction Loans
  • Renovation Loans
  • Investment Property Mortgages
  • First-Time Home Buyers
  • Vacation Home Loans
  • Special Programs for Disabled Borrowers
  • Mobile Home Financing

Whitley Mortgage Charlotte

Charlotte Mortgages and Refinancing

Mortgages

Whether you’re looking for a mortgage for your first home, your dream retirement property, or your vacation rental Whitley Mortgage is here to help. We can answer any questions you might have about getting a mortgage in Charlotte, North Carolina and can help you along the path to getting the loan for your perfect house.

Refinancing

Refinancing your current home can help you lower your monthly payment, reduce your interest rate, or shorten the term of your mortgage. Cash-out refinancing allows you to collect the equity in your home, which can then be used to remodel, purchase additional property, or simply consolidate and pay off other debts. At Whitley Mortgage, our licensed mortgage lending officers can guide you through which types of refinancing will work best for you, and explain your best options for securing the loan.

Your Licensed Charlotte Mortgage Lender

Whitley Mortgage is family owned and our staff is committed to excellent service and demystifying the entire mortgage process. From first homes to vacation homes, we have the experience and skill to help you find exactly what you’re looking for. Get started by filling out an online application, or give us a call if you have any questions.

Contact Us





Mortgage Calculator

Purchase price
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Down payment
Down payment is cash that you pay upfront for your home.
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Term in years
Number of years you have to pay.
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Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
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Property tax
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Home insurance
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PMI
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
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Principal & Interest: $

Our Location

At Whitley Mortgage, we want to help you purchase the property that you have always dreamed of – whether it’s your first home, new construction or a vacation home.