Whitley Mortgage Associates, Inc. NMLS# 107585

Required Documents USDA Refinance

Copy of valid and legible photo ID (ex: driver’s license or passport)If the address referenced on your ID is different than your current address, please make a note as to why on the copy of your ID (example: I have not changed my address with the DMV as of yet but intend to do so once this transaction closes).

Copy of Social Security Card

☐ Copy of paystubs that cover at least 35 daysYou will need to continue to send pay stubs as you get them throughout the process.

☐ Copy of SSI benefits letter for current yearIf applicable

☐ Most Recent Two Years W-2s

☐ Most Recent Two Years Federal Tax Returns:

We do not need state returns. We need all pages and schedules.

☐ Most Recent Two Years Federal Business Tax Returns:

If applicable. We need all pages and schedules.

☐ Investment Property LeasesIf applicable

☐ Child Support and/or Alimony:

If you owe/ pay child support, alimony or separate maintenance to another party, we’ll need the court order showing verifying the amount and terms of payment.

☐ Copy of a YTD Profit & Loss on any businesses you own:

If applicable, this can be self prepared and must be signed and dated. An audited YTD P&L may be required later in the process if the UW determines it necessary.

☐ Mortgage Statements on ALL homes you own that have a lien:

This includes primary home, second homes and investment homes. If taxes and Homeowners Insurance are not included in your mortgage payment(s) we will also need a copy of the HOI Declarations page and the property taxes for each property.

☐ If you recently sold a home, send a copy of the executed closing disclosure from that sale along with a copy of the bank statement showing where the proceeds were deposited into your account.

☐ Funds to Close/ Bank StatementsMost recent two months accounts statements to verify any cash due at closing.

Copy of Current Homeowner’s Policy

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