☐Copy of valid and legible photo ID (ex: driver’s license or passport): If the address referenced on your ID is different than your current address, please make a note as to why on the copy of your ID (example: I have not changed my address with the DMV as of yet but intend to do so once this transaction closes).
☐ Copy of Social Security Card
☐ Copy of paystubs that cover at least 35 days: You will need to continue to send pay stubs as you get them throughout the process.
☐ Copy of SSI benefits letter for current year: If applicable
☐ Most Recent Two Years W-2s
☐ Most Recent Two Years Federal Tax Returns:
We do not need state returns. We need all pages and schedules.
☐ Most Recent Two Years Federal Business Tax Returns:
If applicable. We need all pages and schedules.
☐ Investment Property Leases: If applicable
☐ Child Support and/or Alimony:
If you owe/ pay child support, alimony or separate maintenance to another party, we’ll need the court order showing verifying the amount and terms of payment.
☐ Copy of a YTD Profit & Loss on any businesses you own:
If applicable, this can be self prepared and must be signed and dated. An audited YTD P&L may be required later in the process if the UW determines it necessary.
☐ Mortgage Statements on ALL homes you own that have a lien:
This includes primary home, second homes and investment homes. If taxes and Homeowners Insurance are not included in your mortgage payment(s) we will also need a copy of the HOI Declarations page and the property taxes for each property.
☐ If you recently sold a home, send a copy of the executed closing disclosure from that sale along with a copy of the bank statement showing where the proceeds were deposited into your account.
☐ Funds to Close/ Bank Statements: Most recent two months accounts statements to verify any cash due at closing.
☐ Copy of Current Homeowner’s Policy