Whitley Mortgage Associates, Inc. NMLS# 107585

USDA HOME LOANS

EVER WONDER WHAT A USDA HOME LOAN IS? WANT TO SEE IF YOU QUALIFY FOR A USDA HOME LOAN FOR THAT NEW BEAUTIFUL COUNTRY HOME YOU HAVE YOUR EYE ON? CONTACT US FOR MORE INFORMATION!

Fill out this online application if you are ready to start the process, or contact one of our experienced loan originators for more information!

A few points of interest on USDA home loans:

  1. The subject property must qualify for this program. A simple Google search will bring you to the USDA Eligibility Map!
  2. There is an income limit per household. That means even people that may live in the house and not be on the loan.
  3. You can potentially borrow up to 100% of the loan amount!
  4. There is an upfront fee paid at closing
  5. There is an annual mortgage insurance amount
  6. Seller can offer up to 6% concessions
  7. Make sure you have any student loan information available

For more specific information, reach out to one of our excellent loan experts!

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